We have all heard scare stories with regards to choosing an unbiased Financial Advisor. Many of these anecdotes are based on years past once the whole industry had not been correctly policed. Nowadays there are so many different ways in which it is possible to choose an IFA who is both reputable and right for you. Deciding on an IFA is arguably the most important financial decisions you'll ever make so taking time and energy to research and compare providers is usually to be encouraged.There are generally considered to be three different kinds of financial advisor - independent financial advisers who search the complete market for his or her clients, tied advisers who operate solely on behalf of a particular company, for instance a bank. There are also advisers who are multi-tied and who sell products provided by a fairly limited selection of companies.BenefitsThe true and outstanding advantage of consulting an IFA is that they can act with respect to you the client instead of in their own interests or the people of the organisation they're selling financial loans for. The IFA will search the entire market and will actively seek out and provide tailored solutions that will suit you the customers needs.So what should  pension advisers oxford  do?Among the first steps you will need to take when searching for an IFA would be to select a handful of providers which look likeliest to meet your requirements. Speak with family, friends and colleagues and have for personal recommendations. Check out internet review and comparison sites. The neighborhood press can be a starting point.When you have narrowed your search down to some individuals, contact the IFAs of one's choosing. Call them for a casual chat and to observe how you feel. You have to be confident and comfortable with whoever you choose to advise you on your own finances. Remember that you are the one in charge and not another way around!When you are talking to the IFAs of your choice, ensure that they are completely independent. Enquire about qualifications - you shouldn't be scared. Try to find an adviser who has the Diploma or Advanced Diploma in Financial Planning or who's a certified or chartered financial planner. For anyone who is in doubt and so are looking for a testimonial it isn't unfair to ask to be put in touch with other current clients. Remember that is your hard earned money we are talking about.Ask about fees. Do they charge per hour or do they take a commission? Perhaps this is a mixture of the two? You need your IFA to be completely transparent. If they're not then don't get involved.The main thing is that you your client feel comfortable based on the arrangement. Ensure that all dealings and conversations are transparent and that you realize just what the IFA is doing for you at all times. This works both ways, continually be honest about your situation and you may not go wrong.