You could find this article useful in providing the main element points to assist you pick a skilled IFA in the UK.With over 30 years experience being an independent financial adviser, I recommend you consider the next key points to find your perfect adviser.Ideally your adviser ought to be located within s 20-mile radius so that they might be available at short notice, it may also mean, lower call out fees or charges.However, in case you have an adviser who's further away but is always available online on the phone or via email and you also are pleased with this arrangement, then fine.It may not be ideal, picking an adviser who's fresh out of university or college because they may well be friendly and keen but will lack the data and experience than you'll need. It is all very well passing several exams but an adviser with a lifelong experience is undoubtedly a far greater solution.A good IFA will talk quite happily about the fees or how they receives a commission, advisers that are vague ought to be avoided, when an adviser talks freely about their fees then that provides you confidence and a reference point in deciding whether you will get value for money in the event that you agree to instruct them for their services.Remember that if an IFA charges you a 2% fee for advising you on a �50,000 investment and then charging 2% for �250,000 would for me be unfair. After all of the adviser is unlikely to be doing 5 times more work with their fees are they?Most good advisers will have an updated website with details about their experience but additionally importantly, verified client reviews that will demonstrate the skill and effectiveness of this particular adviser.If no client reviews are available then you may struggle to form a fair opinion, perhaps you should continue to shop around or get yourself a recommendation from your family or friends.All adviser nowadays must be registered not only with the UK financial regulators such as FCA but also various organizations, networks and institutions to greatly help advisers gain additional ongoing knowledge, plus acquire a minimum amount of CPD points/hours because of their continuous professional development to remain compliant.Usually the first meeting is free, or even then pass them by because so many professional IFA's will always offer you a free "no obligation meeting" in order for you to become familiar with them and to decide if you feel you can trust and be guided by this adviser and to build up a good working relationship that could last a lifetime.Your adviser should be able to speak to you in a manner that you can clearly understand, it is all well and good having an adviser that has passed the highest level of qualifications but should they talk to you in a jargon that leaves you clueless then that's just a waste of your energy and theirs!Finally, it will always be really helpful if like your adviser or at least, if you can get on with them, they talk your language, pay attention to your preferences and concerns and offer some effective ideas and solutions that are presented in ways you can grasp.During that first meeting, there should always be a few questions you will need to ask the adviser such as for example:Are you currently fully authorized?Are you currently independent or restricted?What qualifications are you experiencing?What are your initial fees?What are your ongoing annual fees?How will  Helpful hints  receive the advice?What is my selection of ongoing services?Is it possible to provide client recommendations?After all, while you are dealing your life's savings, your retirement income or finances generally, you can't afford to obtain it wrong.