When you file a medical claim on your own travel insurance it is critical to have the correct paperwork. It is advisable to review the bills and documentation the medical facility offers you when you get them. Don't just put them in your bags and appearance at them when you return home. Here's why you don't want to assume the paperwork's correct:Our family and 2 other families took a cruise in December 2006. The cruiseline's name isn't important since what happened certainly to me can easily happen to anyone. You don't have even to have a cruise - all you have to is to seek medical care from your regular doctor. While with this cruise my son got sick with a severe sore throat.  get more info  took him to the medical facility because our friends' daughter had strep throat each day earlier. Thankfully my son didn't have that.I acquired the bills and documentation from the ship's medical facility the next day. Since I'm in the travel cover business, and I understand how important the correct paperwork can be, I carefully reviewed the documentation. I discovered they hadn't filled in the diagnosis (that's important) and they also said they gave him 2 medications (they didn't give him any medications).Had I waited until I arrived home and used those forms to file the claim, my claim would've been turned down. Plus, I doubt I'd have been able to even track down and get the physician on the cruise ship to improve the bills after what is a month since being treated. And that assumes I possibly could actually contact the ship's medical facility, that is doubtful at best.Steve Dasseos may be the CEO of TripInsuranceStore.com, the world's most informative travel insurance comparison website. It is possible to compare reputable travel insurance plans, get person-to-person service & advice. Contact Steve here.