In recent times, Independent Financial Advisors (IFAs) have already been used by many people as an alternative to mortgage brokers. The primary reason for this is that there exists a crossover between the services they offer.IFAs and home loans usually receive their qualifications from exactly the same few training institutions. When a person receives their qualification in one of these fields they just need to complete a reduced number of exams to receive the other qualification.That is one indication that mortgage advisors and IFAs undertake similar activities.Because mortgage payment costs account for the biggest expense in a standard household, having the right product is seen as a required element to prudent financial planning.It is for this reason, above all else, that people have already been turning to their financial advisor to source the proper mortgage deal because of their needs. Many IFAs could have completed the qualifications and training necessary to become a mortgage broker and will be able to assist their clients in obtaining a home loan with ease.Mortgages may also be interlinked with insurance. Interest only products will usually require some kind of insurance to cover the function of the mortgagor being unable to meet their obligations due to accident, sickness, or unemployment.finances  have an in-depth understanding of the insurance market and will therefore offer advice in such matters when a client applies for a mortgage with them. Many home loans also offer insurance products to their clients being an additional service.Even though your IFA will not provide a mortgage broking service, chances are that they will be able to refer you to a person who they regularly put their clients' business through.However they quite often do offer both services so if you already have an IFA and are looking for mortgage advice, it could not be essential to look for the services of a separate mortgage broker.